Why owning health policy proves beneficial?

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Money can be rolled over from year to year. Money put in the plan grows tax free and funds withdrawn for qualified medical expenses are also tax free. This can allow for a nice chunk of money to accumulate that can be withdraw tax free at age 65. The plan is set up like an IRA. A trustee approved by the IRS must be used. Unlike the older Flexible Savings Accounts offered in employer cafeteria plans, you don’t have to spend the money put into the account by year end or otherwise lose whatever’s left.
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